If you had a ticket on Delta Air Lines last week, maybe your flight was delayed a few hours. You better get used to it. Flight delays because of a "technology issue" are becoming the new normal for air travelers.
Do you find yourself having to ask a retailer whether to swipe or insert your card at the terminal these days? It has been more than a year since the Visa designated deadline of October 1, 2015 and EMV status in the United States is still greatly in limbo, affecting both consumers and businesses alike. Since this deadline has passed, the liability for fraudulent transactions shifted to the party responsible for not supporting the chip cards. For example, if a retailer doesn’t have a chip-based terminal where the fraud occurs, the retailer would be responsible. However, if the credit card issuer doesn’t provide a chip based card to the customer, the credit card issuer would be liable.